Top 5 Processes to Owning a Property in Kenya

Buying property in Kenya can be a smooth experience – if you know the right steps. Here’s a simplified guide to ensure you secure your property without legal or financial headaches.

1. Identify the Property

• Work with a trusted agent to match your budget and needs.

• Visit the property in person to verify location, condition, and surroundings.

2. Conduct a Title Search

• Visit the Ministry of Lands to confirm ownership and check for disputes.

• Ensure there are no pending loans or unpaid land rates tied to the property.

3. Negotiate and Sign a Sale Agreement

• Agree on the price, payment terms, and timeline.

• Have a lawyer draft and witness the agreement.

4. Transfer Ownership

• Pay the agreed amount.

• Seller signs transfer forms, which are lodged at the Lands Office.

• Pay the stamp duty (usually 4% of the property value).

5. Registration and Handover

• The Lands Office registers the property in your name.

• You receive the original title deed.

• Take possession of the property.

Costs to Budget For

• Stamp duty

• Legal fees (1 – 2% of purchase price)

• Valuation fees

Pitfalls to Avoid

• Skipping due diligence to “save time”

• Ignoring zoning and development restrictions

• Relying solely on verbal agreements

Owning property in Kenya is a rewarding milestone, but only if you follow the right process. With a professional agent and legal guidance, you can make a safe and profitable investment.